Life-Health Insurance on Guam. Ask for life quotes

Insurance plans for peace-of-mind, in all your endeavors!


Protecting Futures

We have over 80 years  of insurance experience helping clients prepare for the unknown. Ask us about:

  * Whole Life Insurance, Universal    Life & Indexed Universal Life Insurance

   * Term Life Insurance for 1 year up to 30 years.

   * Regular Annuities & Indexed Annuities

   *  Individual Health/Medical Insurance with World-Wide Coverage

    *  Other Financial/Wealth Products

We can access many different insurance products so you can get the right one for you.

Assessing Need

Many financial experts will tell you some unforeseen events and a lack of the right kind of insurance can spell trouble quickly. Call us today, and we'll analyze your insurance needs and get you covered quickly at the right price.

Building Relationships

Everyone has different insurance needs. Call us today for a personalized business or individual assessment and find out how we can help protect your hard-won assets.

Our Team

Alfredo "Fred" C. Magdalera, LUTCF

  • Fred began his career in insurance with the Philippine-American Life Insurance Company as a field agent then moved to Fortune Life & General Insurance Company where he rose to branch manager until 1992, while all along working full-time holding various positions and later as accountant and auditor for the U.S. Naval Facilities in Subic Bay, Philippines, from 1969 until 1992. His family moved to California then Washington, DC and in 1995 to Guam where he began as branch manager then managing director of Individual Assurance Company (IAC) until 2012. In 2013, Western Pacific Insurance Sales & Marketing Group, Inc. was born.

Euphracia S. Chargualaf

  • Fracia began her insurance career in June 1990 as life and health agent with the American Family Life Assurance Company (AFLAC) then with Transamerica Life Insurance Company and All State Life Insurance Company. She is presently the vice-president of our company representing 5Star Life Insurance Company/Armed Forces Benefit Association, Lincoln Financial Group and two AEGON Group of Companies' subsidiaries.

Other Producers

  • Our other producers are Marie Cruz-CaNorma G. Serafica, Cynthia P. Padilla,  Nicolas A. Muna, Aurora C. Vitto, Emy Dizon Mendoza, Barbara B. Aguon, and Sophia Laurente. All of them have a total experience of 40 years in the insurance industry.


Contact us for you life, health, accident insurance and annuities needs. Western Pacific Insurance Sales & Marketing Group, Inc. on Guam. Individual Health/Medical Insurance in Guam

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Contact Us for a Free Assessment

Western Pacific Insurance Sales & Marketing Group, Inc.

414 West Soledad Ave., Suite 501F, Hagatna, GU 96910, US

(671) 687-7963


Monday - Friday: 9am - 6pm

Saturday: 10am - 2pm

Sunday: Closed